@Steve G. and @Richard Ayvazyan For the first flip, I used RMAC Lending and they did 100% financing, but I still had to pay points at closing. 

@Richard Chang,  Your basis (read that gain) goes forward as an allocation into each of those properties.  

Hi, @Richard Vang, I don't know your market per se, but I'd think someone could get 9-10 months out of a room like that in your area so it has a practical value and it could be a feature that is an added benefit to a renter or a buyer but I doubt it would have any actual value.

Richard, I am planning to begin in a fairly new market area with an appreciating neighborhood about 10 minutes from Fort Hood.

hey @Richard Morency- it actually should not have PMI in the calculation at all.

Read the 4-Hour Workweek or 80/20 by Richard Koch.

Quote from @Richard Lambert: Karim,I have several Section 8 rentals in Indiana which I started when I was living in Colorado, I currently live in Michigan.

Hi @Richard Talbot, hope things are going well with the duplex.

Hi Richard.  

@Richard Flint I deal with this everyday and have yet to find a good solution.