David West , I own and operate a full-time AirBnB/VRBO 1 BR condo located in Carlsbad Village, one block from the beach.

And this number may not include the cost of health insurance and assume little or no housing or auto cost.Do you other rentals produce the other $60,00 you will need?

It's on the consumer product side like a auto loan, not a complicated mortgage.

I guess I don't understand why you don't have a business mail address or PO Box.Yes the auto systems are available I guess you'd have to figure out if it's cost effective. 

Having said that I invest in Merion Village/Hungarian Village and Olde Towne East and typically stay away from Linden and Hilltop.

Business Auto:  If you own any vehicles in the entity that owns the Bldg.  

I use auto body filler on metal doors to fill dints.Charge the tenants for the total cost of hiring contractors to do the repairs.

Check out the podcast "All the Hacks by Chris Hutchins," there's an episode titled: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel).

But look at the student loan debt, auto debt, credit card debt, etc.

It doesn't sound like you are going to court.In the future set up your leases to AUTO-renew.