I doubt a Traditional mortgage would be an option, I purchased my home last year. 

A bank with a traditional loan Will Not, and usually legally Can Not, negotiate on loan balance unless there is a Short Sale in place.

More recently I have been trying to think of ways that I can escape the "rat race" that Robert Kiyosaki writes about in Rich Dad Poor Dad. 

But I'm sure we'd all be rich by now if we (fill in the blank) when we (fill in the blank). 

Some of the books that really impacted me were Rich Dad Poor Dad (Robert Kiyosaki), The Book on Rental Property Investing (by Brandon Turner), Cashflow Quadrant (Robert Kiyosaki), The Millionaire Real Estate Investor (by Gary Keller) to mention some.

Some of the books that really impacted me were Rich Dad Poor Dad (Robert Kiyosaki), The Book on Rental Property Investing (by Brandon Turner), Cashflow Quadrant (Robert Kiyosaki), The Millionaire Real Estate Investor (by Gary Keller) to mention some.

Traditional How did you add value to the deal?

Part of the reason I’m looking into this is for speed over traditional stick built homes :)

I have seen a retrofitted single family home with a zoning change, which did require ADA compliant modifications; the same was not true for a large single family home with traditional zoning being operated similarly).

It can be a hard pill to swallow paying 2-3x more than a traditional PM, but the obvious is that there is much more work that goes into operations and you have constant eyes and maintenance on the property.