If you're just looking to lower your payment, then take the total costs its going to take to refinance (at the very least 5k) and then divide that by the monthly cash flow improvement you'll have by getting lower rates.

Angie,The best way to start is to buy a primary so you can take advantage of the lower down payment.

It's very non-specific.  

No delinquencies and no late payments. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

There's no annual inspections, just once after a sale to a non-owner occupant. 

I received email from wealthability stating that my year had ended and they need monthly payments to continue wealthability from here on, for their live webinars.

Bank financing the purchase price and seller financing the down payment. 

Normally the tenant will initiate their payment, it will take 3 or so days for the payment to withdraw and another 3 or so to deposit into our account.

100% go with one lease to a group instead of individual leases to four different students.If you get one lease, you get to collect one rent payment.