Hello Renata,I'm in a similar situation to you at the moment, and am currently going through the process of setting up my first few deals in the US.

Where do I locate hard money lenders in the state of Arkansas or near by and would experience be a huge problem when it comes to creating the partnership?

In our situation, if the loan gets called it doesn't seem like it would be a huge problem, as we could just pay it off and the list the property and get the equity (probably $30k to $40k after selling expenses, assuming the market hasn't dropped).Thank you in advance for any feedback anyone is able to provide on the subject of a subject-to sale with a USDA loan.Jean

Any help would be appreciated and huge shout out to @Brandon Turner.

Subject to seems to be more ideal to avoid any confusion over ownership, but it sounds like a pretty involved process that could cost time and money (whereas the other approach is free and simple).Any insights/advice would be appreciated!

But man... the mojo thing is a huge hack. $40/month would equal only 200 skips from batchskiptracing.com.

We do charge pet fees and we do ask them on top of the Airbnb request during reservation process. 

There are 2 huge ongoing projects being the ongoing expansion of Pennovation which is the robotics labs and office space for UPenn.

What you're asking about is the hardest part of the entire process.

Consider roping in a zoning lawyer too, to smooth out the process.