The loans are underwritten based on current / projected rental income for the property and the applicants credit history. 

Newbie here.Thinking bout buying a commercial property from the owner that I feel he’s asking too much$800,000.Rent is $4000 (currently lease )Is this a bad investment?

I have sold 2 properties and currently own a place in west New York nj Where I’m doing airbnb and it’s great .

I am currently a special education teacher looking to transition to real estate full time in the near future.My hobbies include staying up to date with the market, leatherworking, and being a geek/nerd with my friends!

@Jessica PerkinsTo make real estate a significant part of your retirement plan, leverage your experience in managing mid-term and short-term rentals, ensure your rental income is well-documented, research local market trends, and explore financing options.

Depending on the market you are currently in, you can buy, for example a 700k quadplex or duplex and your downpayment would be about 35k.

Currently under renovation Lessons learned?

(gray, gray, gray, etc) or other old trends. 

My fiancé and I are open to investing out of state and are actually in a trip in Texas to check out real estate see how we like the idea of staring a family here.Our Starting Point (Conservatively)- Located in Camarillo, CA- 120k portfolio in the stock market subject to short term capital gains with a potential tax bill of 15-20k- Current W2 monthly income after taxes: $7k- Side hustle 1 income: $200 month     ($200 in profit)- Side hustle 2 income: $1400 revenue     ($0 profit) - debt at 29k- Current debt: $47k     (Auto: $29k Student Debt: $18k)*the auto loan doesn’t show on our credit for some reasonHow would move forward in our situation?

I currently only found one credit union (MembersFirst) that will do a HELOC on an investment property.