This is a venting post, so please bear with me.I just spent 60 days in underwriting with Mutual of Omaha, Chesterfield MO only to be told today that my credit request was denied for "unable to verify income" and "cash out refi with less than 6 months ownership".Now, this wouldn't surprise me at all if I was self employed or I hadn't told the broker on day one that I just bought the property and asked if there were any seasoning requirements...to which he replied "no".After financing investment properties for over 14 years, I've yet to come across a lending team that actually had their ducks in a row and really knew how to process an investor's file.Delayed financing on investment properties with borrowers who are seasoned, cash flowing, solvent and top shelf should not be rocket science....yet it always seems to be the most difficult thing these lenders have ever come across.  

"Deals" are only there if there is something earned out of the ordinary, and even then still not as much meat on the bones like you say. 

@Jessica BrennanMy biggest concern is if he is cooking meth or something inside.

If you succeed, we succeed.Best,Evan Cook

There's no meat left on the bone.

With that said, it’s the best way to get actual deals with meat on the bone.

I am interested in joint venturing with other wholesalers, but I’m having trouble finding deals with any meat left on the bone.

Cook dinner? 

Check out Cashflowdepot.com Listen to Peter Fortunato, Dyches Boddiford, David Tillney, Jack Miller, and Bill Cook as much as possible.

I already have a HELOC on my primary with not enough meat on the bone to make it work.