Opt 2 would be slow in getting tenants but I was hoping to have 1-2 doors open by end of summer.

Your job should be to get her to consume information from the expert convincers. 

I may just opt out of doing the cash out on my primary just to keep the line open.

Opted to bot do a patio cover.

NO money down RE investing is extremely rare, and extremely time consuming.  

Consume real estate agent podcasts and forums.

What are some of the most time consuming tasks that you have been able to systematize and turn into a efficient, less time-consuming process?

Indiana's shelter-in-place is allowing appraisers to work, but stronger language from the governor this week said to do virtual as much as possible, so some are opting not to go into occupied houses. 

Evictions are extremely costly and time consuming in NYC. 

We opted to keep the load bearing wall but cut out a pass-through window btw the living room and kitchen which was significantly cheaper and we are going to do some of the finishing jobs such as painting to see if we can bring it down a little further.