I don't mean faster or more efficiently I just mean with a better end result.I remember the first time I did a re-roofed a house.

tell them that you need that extra 10% at close in order to do improvements and reno's to the property.

As for me, I was fortunate enough to buy a condo (to live in) well under market value when I moved to Atlanta a little over two years ago and after about $6,000 in improvements, I've already seen quite a return on my investment.If I end up staying in Atlanta, I'm planning to sell or refi the condo I'm currently living in to purchase additional real estate and become an active investor.

Until recently, my income wasn't quite as good, we've concentrated on paying off our credit card debt, and we spent quite a bit of money on improving our home.

Having said that, I strongly beleive energy is becoming a very finite resource in this world.

Now any cosmetic improvements will not be redeemable, so you pretty much would want to leave the property as is until the redemption is up.

Recently featured in Oprah, it talks about a very similar belief... that the energy you put out there, positive or negative, will attract things of the same nature into your life.

Here are the factors:(1) house probably not worth much more than the first note and possibly, part of the second (with interest, penalties, attorney's fees, etc.)(2) house is occupied, not by the owner, but by a "tenant" who has not paid rent for a year; but has put about $50,000 of improvements into the house (he originally had a contract for sale with the owners)(3) wife (house is co-owned with husband she is divorcing) has filed for reinstatement of bankruptcy (her first petition was dismissed) and we won't know until we get to the courthouse if the petition is reinstated(4) there is an IRS lien on the husband which has been filed on the houseFurther facts and questions: (1) will reinstatement of the wife's bankruptcy stop the foreclosure?

Ideally though if I were you and you're just starting out here's what I'd do:I) Consider for a moment that you're still young and still have lots of time and energy on your side.

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