A land contract is a quite unique vehicle, so I am not sure if the lender is technically even looking at it as a re-fi or as a purchase loan.

When my fiance and I travel, we're always drawn to the "unique" and "cool" units.

This, combined with a good mailpiece and your logo, will build rapport, trust and brand recognition.Good luck!

You live in Fremont and you're buying in Rochester so it's a long distance investment property purchase=riskyRoll those together and you have a good rate and point combination at 4.75% and 2 points. 

Long amortization periods on fixed loan products combined with compound interest on investments is probably your best bet at maintaining an inflation resistant nest egg.

That can’t be the school taxes, county, city combined.

The first and main property we want is unique; it is a single-family home WITH a triplex on the same lot.

Also, has anyone found a lender who will combine some of the underwriting fees when refinancing 4 properties all at once?

In my opinion, it's a combination of naivety, greed, and foolishness (tripping over dollars to pick up pennies).

Ryan, can't tell you how much I appreciate having the unique perspective of someone who actually has worked as a GC!