HOA fees cover for those.

Bond(promise) for title(ownership) is an agreemnt for you to become owner in future if you meet your obligations(make payment, keep taxes paid, insurance covered, etc)You don't need permission from you lender/seller to dispose of property.

the filing to get the two or three permits, like motel permit and short rate stay permits is not the issue, they want us not to take any renters until this is obtained that is the killer here. we have retained an attorney and are hoping they understand that this is a busienss and will suffer hardship if we stop the renting till permits and licenses are issued'

None of our licensing training covers how rental income works in the mortgage math, and you can go a successful 20 year career without ever learning it.Go to your local REIA, ask who is doing loans for those folks.

Sometime the USDA loan covers areas that they consider rural but are actually up and coming areas you'd have to look at their maps of what areas they accept. 

Basically that is coverage that an insurance company provides in the event you have a covered loss to part of your property and when you go to rebuild you have additional costs due to bringing the property up to current city or county codes. 

Zillow (Trulia, Hotpads)Apartments.com Craigslist That will cover the big three that give the most hits.

Now, the PM has used the entire security deposit to pay the late fees, leaving nothing to cover damages when the tenant moves out today. 

A busted pipe or appliance should be covered. 

If you do choose to allow them to keep the animals I would amend the lease with clauses addressing the pets, charge deposits, and require that the tenants show proof of renters insurance covering the animals if they would cause harm to anyone.