I should’ve mentioned that we currently have a 6.875% rate and just looking to refi into a lower rate because we want to take someone off of the mortgage, came across someone who offers a lower rate and curious if anyone else can match that rate.

I am not sure what to do, since I cannot create new companies for insurance options, and do not expect those prices or interest rates to go down anytime soon.

While the system is great, my response rate is terrible.

Floating rates have crushed some big multifamily syndications of late.

I would also advise looking into a commercial loan where you do a "Blanket loan" and consolidate 3-5 properties into one (1) commercial loan that does not report to credit.If you refinance to take cash out the rate will be higher but rates will be back down in less than 3 years so its not a long term rate change.

I planned to move it into LLP after a year due to Freddie Mac restrictions.I’ve done my own research and seems the rates are worse then what I’d get as a 2nd home for LLP. 

But I have sfh in b areas sharing schools with a areas.

I don't have trouble hiring at that rate.

Since interest rates went up, hard to find cash flowing deals so I had to learn the terms business.

Given the current environment of high prices and high interest rates, it is not likely that a taxpayer will pay tax on rental income for properties purchased now.