I think the "number" of $100k is not as relevant as being able to determine whether or not you are one of those kind of people.Disclaimer again, I'm going off an article I read a few weeks ago.  

They are more relevant for year round ambience which is why I'm considering.My hesitation is all competitive properties are using Gas direct Vent or ventlessAppreciate thoughts on this 

@Michael ElfantHi MichaelCAp rates are not very relevant when analyzing smaller deals.  

@Chris Jackson     How you title your property is not relevant for your loan.

The relevant statues are 475.42 and 475.43.

how are some ways that buyers can benefit from a specialized broker and where can one find experienced professionals for a local area that have relevant apartment complex experience?

@Dustin Senor Multi-families (4 units or less) are primarily based on local residential comps, not a capitalization ("cap") rate so a calculator may not be as relevant as whatever the local values are.

I hope you find this relevant to what you are looking for. 

Tiju Abraham , the price point is not as relevant as the surrounding area homes.

All of these were in the 2011-2013 time period so they may not be exactly relevant to you if you're looking today.There are still plenty of good deals around in small multis I think if you're patient.