There is a 5% down product conventional with no monthly MI that allows multi family acquistions for House Hacking purposes.

I've been able to move up and be promoted in that time and am currently making about $100k per year.

Under the Dodd-Frank Act, if the loan will be secured by a property that the borrower will use for residential purposes, then the person who makes or arranges the loan would be defined as a “loan originator,” and must have a mortgage originator license.However, Dodd-Frank doesn’t apply to non-consumer buyers, so (for example) if you want to loan money to an investor who will borrow under their LLC to flip a house then you’d be exempt from the mortgage originator license requirement of Dodd-Frank.But since you’re in California, there are state laws that apply.

@Marvin Mikle All about having a strong purpose and prioritizing it with time blocking.

@Paul Charles Bayliss most lenders require 25% down on a conventional loan for investment purposes.

Money, education, experience, freedom, purpose???

I have used Old Republic Title (in Monterey) and First American Title (in Salinas) in the past, but not for wholesaling purposes, and to be frank I never really analyzed my title company in terms of "investment friendliness". 

The purpose of the LLC is to avoid this liability. 

You can save:- Save from work for your next downpayment- Create value at work and get a promotion / bonus / commissions- Create a side gig(s) (here is a great article)- Let the value of house #1 grow and harvest / leverage it- Flip another home to create capital- BRRRR any property to create value- Find a capital partner or lender whom you can provide value toThere are so many ways... 

@Bryon Haacke I believe you are correct about the purpose of the death benefit, but it depends on a lot of factors and all annuities are different and have different riders.