Has anyone here gotten their start without these traditional ways?

These units are rare to pop up (I stay in one of the units each Summer) and usually are gone in a week....so I know the opportunity is 'there'.The goal is to relocate in 4-6 years and use this as a primary residence (but still travel and use as a vacation rental).I'm confident w/ the rental history of these units and comfortable with cash flow (hate having to initially throw down so much $$......but HI has their 'rules').

Bob -  you might  contact  the smaller to mid size local banks in your area  as they might be able to work  with your scenario …..do you have a primary residence ?  

I am writing this to you now (2 years after your post is a bit late, I know) as part of our tradition in this industry of providing value first!  

Probably best that you do nothing if that is your primary business concern.

     We bought our primary residence here in L.A. 3 years ago and currently have $425K remaining mortgage.

Also, I travel a lot in my primary profession so I have no issue with vacating my condo and finding another living situation (maybe a small apartment) if I'm able to develop a passive income stream by doing so.

It will be my primary residence and owner-occupied.

The work required is very little.This is y first BRRRR, as my other units were previous primary residences.

If you are buying as your primary residence, you can do 3-10% down.