I am looking for some creative ideas or combination of loan types to put me in a position to buy land (maybe owner finance?)

With simple and transparent pricing, all pre-negotiated, they've significantly improved our maintenance operations.

If you were to contact that "trust", you would be directed to Caliber Home Loans, which is supposedly the servicer for that trust. 

So as a novice, you have no idea how to value the asset, and are trying to broker the loan to someone who has already seen it. 

So I had been looking at a DSCR loan on other properties but they wanted 1 year of income before they loan…My thought was perhaps I can lease back out to the current owners, then refinance to get my cash out.

"for rent by owner", investors)-search for non-homestead properties in your county and send postcards to those owners that own homes that meet the criteria you want to focus on-network with real estate attorneys -network with trustees in banks that offer trustee services-look up court records of landlords who have filed their own evictions and send them postcards -network with HOAs that have non-homestead properties in that association -when you see a "for rent by owner" sign in your area, send the owner a letter -join Facebook groups (for rent by owner, landlords) and being to contribute -improve your SEO on your website-find someone who can help you gather landlord info from Zillow, etc. to name a few :) 

You can access cash out equity lines, fixed seconds or conventional loans with reasonable terms to contribute to the downpayment.

Get a short-term loan.

I cannot recommend much about the areas in Dallas, but i can definitely offer my expertise as Mortgage Loan Officer, Investor and Short Term Rental host.Feel free to reach out :)

VA loan