I'd be happy to walk through your analysis a bit more and provide some on the ground insight on your findings.

Find about about the charge (Megan's law site).

You may end up finding a tenant at $1950 and be “happy”.

That will take a couple weeks and delay the close.Should I find another agent to pull one for me quicker?

It will be impossible to find something cash-flowing as an annual rental in that price range and asset class.

If you can find a house or duplex where rental income covers a significant portion of the mortgage, it could help you build equity while minimizing your living expenses.I'd recommend looking into first-time homebuyer programs in your area, and as always, make sure the numbers work for you.

One thing I find no answer is, I am on work visa in US (H1 visa).

However, I have been trying to figure out possible creative financing options to build more without having to sell, but I cannot seem to find a lender willing to do 100% down on land and construction even though the LTV would be below 50% since I can basically build for costs of material plus minimal labor by doing almost all of it myself , with a little help here and there.

If you find someone that seems to know a lot of people needing your services, wouldn’t it make sense to focus more resources on them?

By doing so and if structured correctly you may find your tenant covering most of your mortgage and monthly expenses.