However, there are multiple ways to access equity in investment property. 

We cashed out into an FHA and would like to repeat, but we are ineligible for another residential  loan.My question is , could we find a 5-10 unit building and refinance into a COMMERCIAL loan?

I'm a commercial real estate broker moving to Atlanta and I'm in search of a room share or 1 bedroom opportunity available.

I purchased the property with a 20 year commercial loans because the down payment funds were not seasoned in an account. 

I’m looking into the commercial short term rental license.

@Matt Moylan That gesture will be highly appreciated, I saw you sent me a message, but for some reason I am not able to access my inbox because of some technical issue.

A commercial loan won't have those types of restrictions but the rate will be higher. 

The discussion with the town inspection department was that I would likely not have to tear it all out but they would have to maybe rip into walls to access plumbing and electrical if I actually wanted to get it inspected and properly permitted. 

This is the best option Otherwise you can go with commercial lenders. 

That being said, larger players like List Source, etc. probably pay the county a fee for accessing their interface and quite possibly are given a different interface to use so they don't disrupt the website / interface meant for the general public.