It' all in the art of being a skilled landlord. 

But depending on their needs and your skills there maybe other ways that you can help.

If you are operating under a GCL you would have more coverage, but with an umbrella policy off of your homeowners you're kidding yourself John,There isn't a shortage of stories where an insurance policy has made somebody whole again after such an event to cause harm. 

We offer a summer youth apprentice program where we mentor and teach skills to kids in the communities we invest in.

There are times we do an extensive amout and other times we do very little.It comes down to: do you have the skills and what are you doing today.I agree in theory with Jason, but it CAN become an excuse to sit on your butt.

Also if there is a difference between the allotment amount and the actual rent amount, the tenant will need to make up the shortage.

Must be a shortage of actual recorded mortgages or DTs to buy ??  

Although there are probably some very good part-time agents out there, someone who works for minimum wage at McDonald's full-time and can't get up enough real estate business to let that income go probably has something wrong with their skills or knowledge base.Conversely, there are plenty of full-time agents who basically retired years ago but are still willing to let you pay them for doing nothing.If they are full-time, how many transactions do they do in a year?

Imagine a duplex built maybe circa 1950, and a hardworking youngish guy with some DIY skills and smarts buys it as a good investment new, self-manages it and kept it up nicely for thirty-some years.

Your tenants will not likely be able to afford it and may have difficulty getting to a store to purchase  blinds and get them home on the bus and then they probably won't have to tools and/or skills to install them.