They considered it just part of doing business.

Hi @Nicole Foglia why not keep the ground floor commercial and lease it out to a business?

I would like to tap that but my interest rates are super low (2.8- 4.0%) I have also considered doing a business line of credit.

It will be the key to most businesses moving forward operating inside of the real estate investing space.

Definitely a focus area from lenders, conventional or otherwise - theres been a reported uptick in occupancy fraud or funny business lately as rates and values have continued to be so high and qualifying so tough - people are more likely to bend the rules on stuff like this - so this is generally the lender response

I then thought of the idea to offer they a fixed rate if they private lended me cash on a short term (5-10 year) period.

Could the argument be made that he had the experience because of the business he ran?...

I've found many excellent wholesalers I do business this way.Another approach...just Google "sell my house" in your area and there will be at least 3-4 paid ads, and dozens more unpaid that will pop up.

To the hard/private money lenders out there.

You're a hard money lender, not a private lender.