Not necessarily where you live, but you need to know the background, present conditions, and likely future of specific streets, neighborhoods, and towns. 

She got behind once and was afraid she couldn't catch up, so I told her not to worry about the month she missed, that we'd just move on from the present as though she was current.

Here are the two analyses: Initial Investment Purchase Price $89,000.00 Closing Costs $2,225.00 Renovation Costs(allegedly turn key) $3,000.00 Total Investment Costs $94,225.00 Financing Costs Down Payment (%) 20.00% Down Payment ($) $17,800.00 Mortgage Balance $71,200.00 Annual Interest Rate 4.00% Loan Term (months) 360 Total Invested Capital $23,025.00 Fixed Monthly Operating Expenses P&I $339.92 Financing Charges $0.00 Administration Fees $12.50 Property Taxes $197.08 Homeowners Insurance $111.86 HOA Fees $0.00 Fixed Monthly Total Costs $661.36 Variable Monthly Operating Expenses Property Management $157.50 Advertisements/Referrals $65.63 Vacancy & Collection Losses $131.25 Capital Expenditures Replacement Fund $50.00 General Maintenance Fund $50.00 Temporary Utilities $10.00 Pest Control (Optional) $0.00 Lawn Care (Optional) $0.00 Total Variable Expenses $464.38 Total Monthly Expenses $1,125.74 Annual Operating Expenses $13,508.86 Operating Income Monthly Market Rent $1,575.00 Annual Gross Revenue $18,900.00 Monthly Profit (or Loss) $449.26 Annual Net Profit (or Loss) $5,391.14I present to you such a thorough analysis in the attempt to make sure I'm not making any glaring mistakes!

Also in raising the capital and presenting this to some investors should I be focused on presenting the ROI only or are there other metrics I should use as well?

I'm wondering the best way to approach asking a realtor for assistance and how to present my plan to them so that they are aware that many of my deals will not be accepted.  

. :)1) As presented above, the insurer may pay the insured up to $9500 still.

Note that basements are considered a plus in most areas where the water table and other issue present challenges for constructing a basement.We do our own construction and use very few subs so i know the pros & cons of basements firsthand.  

There may be a way to determine who has been determined to operate as a contractor without a license in the scenario you present (as owner-occupied, but owning less than 12 months), but I don't know how to do it.

They are the individuals who shape the future of society, and don't just live in the present.

It is this distortion in the present market I think that makes it incredibly difficult to judge the fair value of things.