My family have been in the card system laundry mat business for 25 years.  

I have a job that allows me to pay my bills comfortably and pay down a small portion of my student loans and credit card debt each month.

My other buddies' credits are not good (one from the bust, and another has a credit card issue in the past).

The business has a credit card with a $0 balance.

It’s frustrating being an architect in an industry where the client holds the deck of cards.

To get this done, I know that my lawyer and bankers worked their butts off to get the deal closed and I want to thank them appropriately, so they continue to help me in the future.At a minimum, I am going to send these people a thank you card, but I also want to send a small gift to show how much I appreciate their efforts.  

We refined it into a plan, gave her a deposit only bank card and, for the two years she was our tenant, her rent was never late.As I often say, we are an accommodation service provider, working to become a lifestyle service provider, and not merely a landlord.Another thing we are doing with our student rentals is offering them {partially} furnished - living room, dining area and bed, dresser, desk & chair in each bedroom - at an extra $25/month per furnished bedroom.  

Not even a credit card debt or an auto loan.

An additional 5% off for using a their best buy credit card.

Buy a new stove and get the tenants a gift card for a dinner.