Property is on the low end valued at around $650k with frontage on main freeway, high growth area.

It appears they have only completed a handful of these homes, which are notable for their amazing low cost ($54k~ show in the permits, they appear to sell for them for $68k).

Forget the gun, chances of actually drawing and hitting target is extremely low.

We have both of our cars paid off as well and keep monthly payments uber low on everything from groceries to insurance.      

I was talking to a loan broker telling him my situation but he says that most people don’t like to wait and could work with scores as low as 500 but I couldn’t imagine how it would work with the interest rates.

Pretty soon if this keeps up I’ll be in the low 600s.

The pros for the early refi are locking in the rate while rates are low and property value is high.

Because of the low purchase price points in Ward 7 and 8, I can see OOS investors buying in neighborhoods like Congress Heights, Barry Farms, and Deanwood expecting the HQ2 masses to show up only to be disappointed. 

Such an attorney is likely to be on their own, not with a firm - so would have low visibility.

For real estate, Buy low, Rehab/repair/ add value/ operate efficiently and manage money/ sell high...I started out by living under my means-drastically-and house hacking small apartments.