Towson seems to be a pretty high priced high demand area with a lot of competition.

Unregulated tanks do not have to be removed and in a competitive market, lenders will not want to impose costs on a borrower that would make then uncompetitive. they make $$ making loans, not turning them down. 

If you have a reasonably flat floor, thicker planks will hold up better over time and better absorb heavy weights of furniture.4.

There are also DSTs that have a heavy debt component, making it possible to balance an exchange if you have a high LTV.The DSTs vehicle is a wonderful tool, but it should be viewed as such.

While upgrades certainly give you more curb appeal and a potential advantage over the competition you need to ensure you are not putting too much into a home. 

About me:• 1st time home buyer• ~794 credit (who knows what it really comes out to when/ where they pull it from)• $101,500/ annual income S-Corp business owner (4 years)• $200K available for Purchase/ closing/ rehab• Looking for 10% or less down, in-order to have heavy rehab funds > quickly cash-out refi. 

MI does weigh heavy on FHA deals, however with 5% conventional for SFR with ADU the MI is FICO based and with a good FICO its several hundred less than FHA MI. 

It is an extremely competitive market right now.  

While our market is highly competitive, it's still possible to find a worthy investment.These investors were the yachts who acted quickly while the major players (supertankers) were still fueling up. 

While their growth rates might be lower, you might feel more confident in the existing rents and value levels given how little supply competition there is.