Eventually you'd probably like to branch out on your own which means getting your own broker license and going solo and maybe hiring some other PMS.

Just want to introduce myself, my name is John, I love in Wellington, currently invest in the share market, looking to branch out to the property investing.

Talk with the commercial lending department...generally a few "VP's" that handle the business banking side of things and CRE lending per bank/branch.

I may want to branch out further from Boston, as you have. 

They are local with branch in my town and a few adjacent towns. - The interest rate is 5.75% (prime rate + their)- I already have another commercial building line up for this capital as we speak.

I am barely thinking of branching out now into other markets as multi families here are just too expensive right now. 

You'd also want to make sure you find a local bank branch with a mortgage broker that offers up to 80% LTV with no minimum (several lenders only lend up to 75-80% if the value is $75k or higher, anything below they only lend up to 50%).   

I consolidated into an area but am thinking of branching out a bit.

I self-manage my properties currently, and love that all the exterior maintenance is taken care of on these units; it makes managing multiple units much more bearable, and I avoid big-ticket items completely, plus don't have to worry about tenants taking care of the lawn.Here are the numbers for all 4:1) Purchase price: 116k 2 bed/2ba/1garagePITIHOA: 655Rent: 1275CF: 6202) Purchase price: 141k 3bed/3ba/no garagePITIHOA: 755Rent: 1350CF: 5953) Purchase Price: 149k 3bed/3ba/2 garagePITIHOA: 840Rent: 1545CF: 7054) Purchase Price: 132k 3bed/2ba/1garagePITIHOA: 835Rent: 1450 (anticipated, just got this one)CF: 615I'm excited about these criteria and my ability to branch out with what I feel to be good investments, in newer buildings, with minimal management on my part.

Do the math and you'll see it won’t amount to much more money but might appeal to him.I suspect business might be dropping causing your lender to want to branch out a bit.