We are actually wanting to owner-occupy, we are renting here and would love to move into our own place, especially as it's cheaper and I'd rather pay myself than another apartment complex, so does anyone know if we are okay with the owner-occupied 3% down Homepath financing or do we need to look for an alternative?

I guess an ancillary benefit is that IF you have a payroll and don’t want to share a policy with your employees because it is too generous then insurance products are an alternative with an expensive cost of admission.

I too feel I am over weighted in stocks and that the market overall has done poorly over the last decade (hence my interest in alternative investments).

While we hope that your relationship manager will be able to assist you in finding and alternative to foreclosure".

Is there a wash or a treatment of some sort that will eliminate them?

If you're going to engage in illegal activities to make money, there are any number of more profitable alternatives than bandit signs.

For those chasing short sales you may be interested.Original email link hereShort Sale Agent UpdateJanuary 2, 2014Distressed California Homeowners May Qualify for California's Keep Your Home California Transition Assistance Program (TAP)If your financially distressed California clients can no longer afford their homes and are pursuing a short sale or a deed in lieu of foreclosure, they may be eligible for financial help with their relocation to alternative housing.The funds come from the Transition Assistance Program (TAP), part of the Keep Your Home California Program.The state of California is providing up to $5,000 in transition assistance to qualified homeowners who can no longer afford to stay in their homes.

Any thoughts or alternative approaches...

Is there an alternative to a Lease with Option?

Total cost including rehab (New roof, New AC unit, paint, closet, tub treatment, etc) was $24,000.