Once the renovation was complete, I **Rented** it out to generate steady income.

To me, low credit is not an automatic no but they really need to have a solid income and money in their bank account.

And I won’t have any rental income on it as I’m still fixing it up but my DTI will still be under 40%.Do they have to see rental income in order to do cash out refi on a investment?

The volume is now averaging 15,000 requests per month, with no additional personnel authorized because all the extra work does not result in increased sales.

However, here are common practices:Adjust the Last Month's Rent Deposit:Request Additional Payment: You can ask the tenant to pay the difference between the old last month's rent and the new increased rent.

Hello BP 😎 ai am new here but i listen to real estate rookie for awhile. i bought single family house in 2019 and now  i want to buy a four family house i have home equity should i use it at a down payment or not around here in boston the 4 family house is between 900,000-1.2M so i need to do house hack put down payments as low as 3.5% and rent my single family and show the Leander as an income to and i only have 30k saved up and the leander want to see 3 month reserve should i take HELOC and show them that i have reserve or is there any other  options?

At this point, this tenant sounds like they're all bark with very little bite - I'd just keep documenting everything in writing (as it sounds like you've been doing) and sending everything to them via email as a backup as well, and only involve the lawyers if the need actually arises (e.g. if they file a rent escrow action; if you need to start eviction process for non-/partial payment; if you get them to agree to a mutual lease termination; etc).If you do end up going with the carpet replacement option, I would also recommend going one step further: in addition to replacing the carpet and the padding underneath, also take that opportunity to put down a coat or two of heavy duty Killz on the subfloor before the new carpet gets installed. 

An assumed mortgage that is 2-3-4 years into the payment schedule, has the additional incentive of a greater percentage of their initial payments paying down a greater principal portion. 

Additionally, new contracts and paperworks are made to ensure transparency but that’s another tedious task if you ask me.

I have a background in marketing and am wondering if paid google ads and paid search is required in addition to yellow letters.