However, there are some lenders who may be open to taking a second position, especially if the property has strong cash flow and equity, as in your case.Here are a few strategies and tips that might help:1.

Another great strategy is to open up a line of credit to help pay for any large repairs or capital improvements for no less than $25,000

Let me know how I can help! 

However, if you’re committed to a specific suburban area, working closely with a local agent who knows the market well could be invaluable.Working with an Agent: Starting with a knowledgeable agent in your chosen market can definitely help streamline your efforts and prevent that analysis paralysis.

Many loan options offered float the rate until closer to closing, so that could be a nice way to hedge against any rate drops during your refinance.I hope that helps! 

There are many more reasons why you may be having difficulties, your input from here will help us better answer your question.

I want to help my son and his fiance get a mortgage but we would need to co-sign.

And lower rates won't fix that.Prices going up help that a bit because then the premium to buy a new construction home and pre-existing home isn't as great. 

Thanks for the help!

It can provide immediate reserves, and the properties’ income may help qualify for the loan.