But if you don't have any established credit/money find some type of leverage that would benefit the investor such as a higher percentage off the deal. 

I know I’m ignoring any appreciation, but I hear over and over again not to count on appreciation because that’s a gamble.

Anyway, the first step is establish you WHY. 

Once you establish yourself, the lending options will grow.

Education establishments such as the middle school and high school have merged even, possibly from a shrinking student base due to changing population type.This was a argument from this homeowner that if rental control was in place, these residents would be able to stay local and their livelihoods or way of living would be protected.

To have investors and/or partners you need to establish and build the relationships, it is a lengthy and slow process (sort of like dating).

Maybe they're newer in this town and want to build a presence and utilize great technology to help save money compared to older PM's more established in their ways. 

A seller who finances needs to get a substantial down payment and ensure that the property is adequately insured by the buyer and that initial property taxes are pre paid and a tax payment plan is established."

Once you go to put that house on the market after your two years, move into and establish a "new" primary you have owned for years and start the two year process over again. 

Because we have established good business practice with our bank, the financing is not an issue but he stated this would be an ARM to keep the rates low for a longer term of 20 years.