Indexed Universal Life is an option where you’ll get less guaranteed interest, but in place of a dividend the company will invest in options on the market.

Indexed Universal Life earns a premium over the debt market return, so falling rates have reduced the cap rates on IULs. 

Hello Mya,I actually went to the University of Tampa.

I'm curious about people's experiences investing in Auburn, New York... 

What are your thoughts on University City?

I am a 21 year old graduating from Syracuse University this spring, and will be working in real estate development on the career side of things.

It is a long ways from the 1% rule, but my pro forma show positive cash flow in my market (similar to yr market) pretty universally at 0.75% and on many properties at 0.7%.  

If I was looking to purchase one right now, I'd stay near several universities so you'll have a bigger pool of students and stay in Republican areas, if you get near a university that shuts down everytime some one sneezes you could troubles.. 

Current assets are 110k between my three retirement accounts (401k, 457b, and roth ira) and a rental condo in University City that's worth $330,000 that I owe $186,000 on.

I have my team enrolled in the following training programs:1) Cardone University (20 minutes a day)2) Acquisitions workshop with Biggerpockets own Sterling White- (1 hour a week we go through cold calling techniques with the VA by which improves their cold calling and handling objections through 13 weeks.3) We also have weekly staff meetings where we go over hurdles that they might have encountered during the week with potential sellers.