It's not easy, but it's a good first option to be hands on.

As you gain experience, you can explore financing options to scale up.One thing many new investors wish they knew: the importance of accurate ARV (After Repair Value) estimates.

They need a judgment to accomplish much typically.

Just getting into real estate and was wondering about if it is a good idea to wholesale. use the money as down payments and take those properties and set them up as lease option?

If its on the same parcel still as the main property it would be appraised alongside with the home - typically not taking full credit for rental income but more of additional square feet/space to the property. 

Better option is to use the search feature at the top right of this site and spend weeks reading about wholesaling.

Or are there other options involving financing that will help me get my foot in the door sooner?

It says they will pay "$0 or 5%" which seems to imply $0 is an option for them.

A potential option could be an electric Murphy bed that rolls up behind cabinetry.

I think investment rate is the only option for because of my goal.