I've heard about a lot of squatting issues in Detroit.

Press release: https://accessorydwellings.org/2024/05/09/colorado-passes-st...News: https://www.fox21news.com/news/new-law-legalizes-adus-aims-t....

If you can buy direct from sellers without an agent, do that just have legal counsel walk you through the ins & outs of the contract.

But with zero enforcement since they don't issue or require STR permits.  

While insurance has covered some costs, the process has been stressful, even with a property manager (their responsiveness to these issues has been slow).

No issues with zoning?

when there is an issue someone will make a big deal over it.

None of the expenses are exact but I am hoping to verify that my big picture idea (line 35) is correct and that I'm not missing any glaring issues.

That wouldn't be enough to just decide to move out for FNMA, but with a legitimate employment issue you've clearly demonstrated an intent that met the loan covenants. 

He has experience setting up syndications, but past that if you're planning to make moves in California getting started with him or anyone at Cox Castle plugs you into one of the hardest hitting real estate law firms in California with highly experienced lawyers in construction issues, contracts, financing, work outs, land use, multifamily/commercial purchase and sale etc.