the refinance is supposed to pay off all the loans and cash used.so if you use a HELOC for the down payment and finance the rest - that puts a lot of pressure on the deal because you're paying expensive financing costs each month.

Check out FilePlace, where user-created forms are available for free.

Just leave things alone.If you don't deed it to the LLC, then it's a useless LLC costing you fees for no reason.

You will need significant liquid funds though for down payment, closing costs, and reserves. 

You will most likely pay more than market rate so take that into account.You will then have to get it all furnished which can cost a pretty penny.

Feel free you reach out if you would like to connect. 

But the cost of marketing in both $ and time needs to be weighed against paying somewhat more than the “wholesale” price.  

I've been paying aggressively to free up funds to borrow at the 3.99% as needed. 

I own a house free am clear that needs a lot of work (80k).

If you have any questions around how we strategically marketed our cabin to fetch top dollar, please feel free to reach out.