Researching the Brrrrr strategy and wondering why the first purchase loan is through a Hard Money Lender, relative, or personal cash and not a conventional loan? 

Preferably a 3% down conventional loan or 3.5% fha loan. 

A guy in Bangladesh will probably charge you very little to do a professional logo.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

Also, be careful about transferring the title to an LLC while you have a conventional residential mortgage, as there are lots of discussions about that and the due on sale clause. 

Assuming you don't care what the rate is or what fees are charged or if it's an adjustable rate mortgage, you can get a mortgage with way less paperwork in the future.

You'll likely be charged a higher interest rate than a normal FHA loan and there are more closing costs associated with it. 

Sorry for all the dumb questions but I attempted to do this via 203k and the General Contractors are what I feel charging exorbitant amounts.

What's the custom for allowing, not allowing, charging an extra deposit for, or any special considerations, (or none) for the issue of smoking in your apartments?

(Government qualifications requirement)The so-called "stress test" determines the borrowers ability to qualify as follows.If  the mortgage loan is to be insured, the borrower must qualify at the higher interest rate of either:the Bank of Canada’s conventional five-year mortgage rate (presently 5.34%)the interest rate you negotiate with your lenderIf the mortgage loan is uninsured, the borrower must qualify at the higher interest rate of either:the Bank of Canada’s conventional five-year mortgage ratethe interest rate you negotiate with your lender plus 2%Regardless, interest rates are still considerably below their historic range of 7-9%.