So, I don't believe individuals should somehow be held to a higher standard than businesses that makes bad investments.

Contact the individuals who will inherit the property and work with them.

Creative financing would be needed in this situation, in order to obtain mass properties with little or no money down.You should start looking for long term financing with a private individual/company.

I have been told that as an individual without an llc or corp, they can only fund to Self-Directed IRA.does anyone know why?

Then I advise the short sale negotiator or buyer that anything they see with my initials is mine.On my spreadsheet, I indicate all the pertinent info (address, property, etc.) and the date that it was sent to the buyer or short sale people.IMHO it's the bird-dog's responsibility to track the deals that they send out.

There is a set tax % for the long term but the short term is based on your individual tax rate.

However, I definitely do not think "making sales" is an indicator one way or the other.You state that you discuss these expenses with investors, at least in the abstract.

I'm sorry, but honestly there's no way you can be that far off and not have it be indicative a serious problem.

When you talked to the case worker, did she give you any indication on the chances of the case getting approved?

Offer accepted and due diligence indicated an extra $10K of work over and above what was expected.