Not sure of all the qualifiers but I believe that if you had Covid, you have a dependent that had Covid, you lost your job or suffered reduced income due to Covid, you would qualify.  

Now if its rural lands thats different.. but again most wont survey if there is a pretty good indication where the properties are located.. cost to survey rural land can run into the multi thousands  and thousands  

Future value is a huge factor vs. just buying a place to rent in an are that wont have any movement. 

So essentially what you're saying is that if your property is cash flowing 60% more than your mortgage, your loan, then scale wont matter?

Its not that the house wont cash flow and do okay.

The house is also centrally located and the lot is now zoned for two houses if a developer bought it for that purpose.However, the rent is about $250 under market for the lower suite and there is a cap on how much it can increase per year to the point where we could never get that number up to where it should be unless that tenant moved out which they likely wont.

In spite of the fact that they have suffered a loss, there is no coverage for governmental regulations limiting the use of the premises, and there was no notice of the burial grounds in the public records.

Be sure she understands the risks here and that you both speak with an attorney regarding what kind(s) of liability insurance you need.2) You are going to suffer prejudice because you are young.  

I just spoke to another agent and addressed the same issue with "drive-by" Appraisers and some will work with the agent and some wont.

Usually when the brokers firm represents the buyer and seller they wont have interest of both parties at its best.The most common example is usually the seller would want to sell for as much as they can, and the buyer wants to buy for as little as possible.