Are you leveraging the stability of conventional loans, the speed of hard money loans, the flexibility of private money, the creativity of seller financing, or the collaborative approach of partnerships?

To secure the construction loan for the duplex, I would use the entire property as collateral to meet the down payment requirements.Does this sound like a good strategy?

Be prepared to document where that cash came from - in your case, that's easy, your HELOC.Would be happy to help you with that sort of transaction if you want to reach out - I find a lot loan officers are unfamiliar that this option even exists. 

I would hate to lose the lower rate loan and not be thrilled to give up the prop 13 savings.

To find a triplex or bigger property, look at loans that count your rental income, like portfolio loans and DSCR loans.

Check out local areas and homes, meet with pros, and look into financing like regular loans or FHA loans.

It was attending a seminar by a real estate guru that finally sparked my motivation to turn my curiosity into action.As someone with an IT background, I thrive on hands-on learning experiences.

I typically acted as a loan wolf, meaning I am not a big conference guy, but when I went to one of my first note conferences I was shocked.

Is there any conventional residential loan options anyone is aware of that would allow cash out refi with less than 12 mths seasoning?

If they used a loan for a primary residence, there may be some ability to enforce something but that really doesn't impact your decision. d) There is no effect on capital gains since they didn't use it as their primary residence for 2 years.