I have my real estate license but I am not a broker and therefore am not able to hang a shingle under my own company name.

This is in Broward County, where it seems that all our deals are made by negotiation and not much low hanging fruit here.   

From an actual investor's point of view, I'd caution folks that still require financing about the pitfalls of all this anonymity.I only hold commercial assets inside LLCs, but all this asset protection will most likely hang you up with banks, and worse, title & hazard insurance if you do an after the fact deed transfer.

As you start to live a life where you consume less, you will find that you enjoy time at the park, walking, bike riding, hanging out with friends (NOT at the bar or club) you will start to have all kinds of extra money to invest in real estate.While you are doing all of this, start letting people know that you are looking for people who are behind on their mortgage or taxes or are getting divorced so that you can find some great deals.

Then interview with offices to hang your license.

It would be a mistake to allow them any more rope to hang you with.

The owner found our information hanging on the community bulletin board at the local grocery store.

This is probably my biggest hang-up...Numbers at $60,000:Rental income: $1000-$1100 average (know the area, rentometer, etc)Total operating expenses: $391 (5% est for CapEx, maintenance and vacancy)Mortgage expenses: $258Cash flow: $350I am able to get a conventional loan for 4.5% interest with 15% down.

I guarantee they know as much/more than anyone just hanging around. 

2) What are the low hanging fruit?