If you’re facing a situation of non-payment or late payment, start by communicating clearly with your tenant about the situation.

I've made hasty decisions based on my debt ratio challenges.

Have you communicated your buy box clearly and the areas you would like to invest? 

Keep communication open and they may come around after they get over the fear.

Hi @Udit Agarwal, I am a NJ Realtor who works in Hudson County, and primarily in Jersey City.

His lawyer has been vague and not great at communication which is why I came to this forum.

Expect announcements and communication coming your way in the beginning of Q3! 

Her book is based on her actual experience with her STR properties. 

NY. 5 year draw, IO for 5 yrs and PI for 10 year repayment period.Red Canoe Credit Union, WA ORRegions- yes HELOC but no LOC River Bank & Trust, ALRivermark Credit Union, OR 90% LTVSCCU Florida 80% LTV, 2.75% first year promo, not LLC SECU NC 65% LTV rate 2.75% Oct 2021Signature Federal Credit Union 75% LTV (100% on primary residence), VASilvergate Bank, CASound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”

Since l had to increase rent for a tenant, l first talked about it via phone and text message (it’s very difficult to communicate with them via email), then signed the new lease.