You get that first paycheck and notice your employer automatically took out a portion of your salary and create you a brand-new 401K account.

@Lulu Pang The cost will vary depending on location as @Scott M. said and also depending on brand and efficiency of the unit you are installing.

No I did not take it that way was just commenting on this as it seems there was a pod cast on it and maybe it was something that was brand new on how to sell property.. my point was at least for me I was doing these zero interst deals back in 82 and have done them ever since there is a time and a place for them. 

I'll be starting with a brand new roof as of 2021, but I know for a fact it does not have decking. 

Being a young family fresh out of college, our student loans have strained our credit to the point where traditional lending is not an option.

Upstairs was recently updated, downstairs also looks decent, needs fresh coat of paint. 

We picked up our first STR outside BR and have a couple others we self manage in Greensboro. 

One brought the deal and is brand new and didn't know what to do and the other has properties in Memphis already with a team in place so it made sense to bring  her in.

Payment concerns:-->Get 2 more bids, ask about longer financing, put it on a credit card, put more down on it, go with a less expensive unit.Call the biggest and best installation company in the area and see what their payment options are.Go with a lower cost brand name.Find out if any of of the property's utility companies offer cash-back or cash-assistance for certain replacements.Just my 2 cents.https://www.youtube.com/watch?

Its been like 6 months and its not cash flowing at all due to being the brand new listing etc.