http://www.grec.state.ga.us/infobase/tableofcontents/chapter57.htmlGCA and POAA state that association’s automatic, statutory lien is superior to all other liens on the condominium unit or lot except: A lien for ad valorem taxes on the condominium unit or lotThe lien of any first priority mortgage on the condominium unit or lot; The lien of any mortgage recorded before the declaration was recordedA lessor’s lienThe lien of any secondary purchase money mortgage on the condominium unit or lot if the secondary purchase money mortgage holder or his/her grantee was not the seller of the condominium unit or lot to the then owner

Not saying the assessor will automatically increase the taxable value, but he/she could.Did your quote for insurance come from an agent?

This seems most likely based on what you have described, but of course neither I nor anyone else can guarantee what an appraiser will say.The relevant niche product here is actually Fannie Mae HomeReady 97% LTV, not FHA (in general I think most folks starting out need to stop with the assumption that FHA is automatically always the best way...).

One side is a self serve bay and the other side is an automatic.

Is the note automatically considered to be secured again if the case is dismissed?

If comparable properties are going for $200k, and this one is listed at $175k, that's an automatic sign it could be in bad condition (if you consider sellers try to get the most they can for a property so oftentimes they up-price it to start).

I was around during the 80's when robots were going to take everyone's job in 5 years.  

The automatic acceptance number of a net to HUD of 88% is skewed by the flat fee commission but you should get a bid accepted by subtracting $1000 and 3% of the list price. 

@Elliot Lamson My best guess based on your description is this one: https://ifttt.com/applets/167047p-automatically-sa...

I'll be reaching out to you since we share a few things in common (I'm also a ME, currently working as a robotics programmer and paint engineer).Best of luck!