Not many people can afford to live in Manhattan, yet the place is the hub of employment (and I wouldn't mind owning an apartment building there).Might be good news for the car industry and the public transportation authorities.Bob

My situation: Currently employed.

Indeed we can all most certainly expect that potential employers, tenants, landlords and romantic partners are all doing the same thing.

I would call him and let him know that if he stops by your place of employment that you will sue him for harassment under the Fair Credit Reporting Act.  

You will get employment verification, TU credit score, any accounts they are delinquent on or in collections, and criminal history.

( down payments, credit score, reference check, judgment issues, employment history, and etc )

Although their loans are in-house they follow the Fannie Mae guidelines and the one I can not overcome presently is ... 2 years of self employed income history.

I have a group plan for my employees, but I get my coverage from my wife's employment because it just works out to be cheaper that way.

Even with a PM there is not enough income to employ a full time repair person.

The real estate division may be the cudgel that's needed, rather than employing an attorney.