3 Reasons this can't be replicated making extra payments on a traditional 30 Year Fixed:1.

It is common to have the FHA appraisal flag small items, peeling paint, correct, re-appraise, and purchase. 

I have done land contracts, traditional bank loans, hard money, etc...I always want to start with knowing the seller. 

But all of it has to be on the curb, so the tenant can retrieve items if they want them. 

I am coming up against traditional bank lenders that do not want to refinance my investment property because it’s titled in a Trust.

I'm in multi-family properties, I currently do traditional loans with 20% down but was wondering: Am I at risk if I start using the equity that I have in these properties if we go into a recession?

Assuming it's your own house,  I'd look for the big ticket items and the condition-- how old is the roof/HVAC/electrical/plumbing, as those will be your most costly repairs.   

I was seeing that my maintenance head was spending 5  plus hours a week at Home Depot, Lowe's and other vendors, mostly picking up the same items. 

I think the argument can be made that since you did the inspection and work around the item...

Your standard estate plan is still 100 years behind the times, and families have devastating costs due to poor traditional and outdated estate planning that have nothing to do with asset protection.