Hello BP Community,I would really appreciate some feedback on a program I am planning on designing.The concept is a computer program which scans through Civil Court records to ascertain junior and senior liens and if there are any other liens on the property.

As a college senior who has only recently began learning about real estate and wealth accumulation, I found it both extremely helpful and engaging.

The most "common"  "high return" is semi legal splitting of apartments into units, which gives 5-6 % a year (before expenses).Now My wife is a US citizen, files her 1040 for a few year, and back in 2016 we tried getting a mortgage, but didn't have a long enough credit history to qualify.

Please reply, I am currently 18 and a Senior in high school. 

You won't run afoul of Fair Housing and you won't be tempted to 'help' or 'be a good citizen'... not that you aren't helping, but its much less emotional (and easier) to set and stick to your criteria.  

So to save your position, you'll need to front cash on the taxes, HOA and senior lien.  

No matter who wins, the citizens lose.

I'm a dual citizen, born in Calgary.

Any debt the buyer would be responsible for the senior lender wants to know about it in consideration for a loan.Sounds like you are trying to sell this property to a retail buyer and they all want FHA for 3.5% down and the complex will not qualify.At 20% down most will be investor buyers.

Focus in on 1 or 2 types of lists: Absentee, Divorced, Seniors, Low Financial Stability Scores?