As things sometimes go with renovations, we ended up doing a scaled back version of the rehab, due to budgetary concerns and a change in our long-term plans for the property.

I'm not allowed to advertise our solution (we're in the process of setting up an advertiser account with BP),  but we're in the process of bringing one to market and would love to offer a free version to a few BP members while we're in beta.

While other parts of the country ( those that are cash flow driven for SFR's ) or the neighborhoods that are predominately rentals  prices are just trundling along,  in my mind those lower end areas IE housing under 100k through out the mid west and rust belt will really not move unless some sort of subprime ( low credit score not High interest) can come into play that will allow the folks that live in these ares and are renters to move to home ownership..

The loans currently only report to one of the three credit bureau's so I have a 590, 720 and 750 credit score for all 3. 

Most lenders will also make you aware that you are allowed to shop within 30 days of your initial pre-qualification without your credit score being affected any more than it already has.

A good credit score can mean the difference between getting a bank loan and getting a deal or getting nothing.

Had we been doing this for a profit we would have scored big (it's our personal residence.)

My credit score is about 740.

Just like you have a Credit Score, you have a Credibility Score.  

You're heading in the right direction though, and I know it's frustrating not being able to jump in when you see other people scoring good deals.