It's because they are building "teams", spending too much time "evaluating" deals online without ever seeing one in person, trying to use other people's money with no collateral, and vetting systems that they have nothing to put into. 

Starts off free, no credit card required and not a trial period.

All the same permits and inspections should be required whether the home owner does the work or not.

Or can I just start wholesaling until I’ve build enough assets that requires and LLC while developing my business structure as I go along? 

Make sure you are in a state that doesn't have licensing requirements for private lenders and make sure you work through a title and escrow agent so that your money is insured with a lender's title insurance policy and ABSOLUTELY make sure your LLC is listed as a loss payee on the property hazard insurance.

The procedure, timetable, and any legal or regulatory requirements should all be understood when performing due diligence for a purchase.

Each type of loan has its own features, benefits, and eligibility requirements, so it's essential to carefully evaluate your financing needs and options before choosing the most suitable loan for your commercial real estate project.https://www.amerimort.com/

Partially by circumstance, albeit those that I created, I will confidently say that I am the amongst the very few local Real Estate Professionals that are as intimately familiar with the rules, regulations and requirements to reliably invest in a permittable vacation rental property ANYWHERE on the Oregon AND California Coast's. 

Yes, some lenders will require it.

It does require excavating an alley 8ft deep, hydrojet line, backfill and bed pipe, compaction test, etc.