And has top-notch agents working in the office.  

Great area, had a blast.My office (SJ Lincoln Realty) is in Ballston Spa.

Did you already speak with a mortgage loan officer?

I'm sure you could get approved and I'm the guy who cringes when I hear loan officers talking about how they could get anyone approved. 

There are lots of great experts in the county's, with small offices, who will do it for a reasonable price.Anyway, that's my incomplete, short answer. 

Jenny Santana of Guild Mortgage was my loan officer and I would highly recommend her for small multi-family or other residential properties.

Jenny Santana of Guild Mortgage was my loan officer and I would highly recommend her for small multi-family or other residential properties.

For example to become a licensed broker where I operate (Ohio) you need to go through government background checks, have worked in real estate as a sales agent under another broker for at least 2 years, have a college degree, have a physical store front with office hours, have done at least 40 transactions and much more that I can't think of off the top of my head right now.

To make a conversion like that requires coordination and approvals from all the utility companies in question and probably even the post office for mail delivery. 

Also, based on your construction, you have budgeted enough money for one worker, 8 hours a day, for 20 days a month for the six months you have allotted.