@Jason HartleyIt's not that the landlord isn't repairing, but this tenant is a family of 4, the funds the landlord is offering is simply not adequate," Who Cares" how much the landlord's cost is to repair,, this isn't the tenants worry it's the landlords.. 10 days is way to long for emergency I've dealt with fire, flood and blood and can tell you a "company" dealing with this type of issues should have been sent by the insurance company to start ASAP. 10 days is like 9 days to long.

If it's a rental property you're buying then you are better off having cash on hand for reserves, emergencies, vacancies, and to be able to purchase another property when the right deal comes along. 

By law, you must have an on-island emergency contact.

The plan:   To buy a duplex for around 70K in the Midwest, saving 30K for an emergency repair/vacancy fund.  

We must be able to obtain entry to your apartment for emergencies.

Once I was a member of a team of people that wrote a section of the emergency preparedness plan for our city and county.

here in Florida we have some investors that we do that for Thur if you don't have the systems in place to handle the emergencies you might run into some issues when pipes burst.

Im getting tired of this perceived emergency of AC repair so Im thinking about changing my lease to include clause about AC repair to emphasize that no AC repairs are possible during the weekends and federal holidays.  

The reserve covers everything on a property in the case of a 100% vacancy and emergency repairs.

I call the contractor, let them know what the issue is, give them the tenants contact info to arrange a convenient time, they send me a quote or if an emergency call me on the spot, I authorize the repair or get more quotes and then they email me receipt and, as prearranged, I pay by credit card over phone.