I'd like to approach her and work out a deal where I could help her manage and rent out the 2nd and 3rd floor units, but where I would agree to be liable for certain damages, to those units to ease her worries.

I just received a call from my banker telling me that this policy would be effective on June 29 2008.

Crime, supply, jobs, etc can all effect the prices.

Effectively, you'd be able to get in with no money down.

Hopefully, your lease has language that minimizes the potential liability for you, but in any event, the tenant always has a duty to mitigate any damage.

Business plans are essential to running an effective business no mater what the endeavor.

They are usually cheaper and far more effective that using agents.

I have seen two foreclosed properties where the residents who are loosing the house deliberately sabotaged and otherwise damaged the home.

In effect, you are paying for your own realtor indirectly through a higher sales price.

Some of these expenses don't occur on a regular basis (such as excessive tenant damage), yet the effect on the bottom line is still profound.What type of business are you in?