Those are typically for primary residences.

Be careful who you learn this through. 

I also bought a new primary residence last year and have been house hacking it.

HELOCs are capped at 70% CLTVIf this is your primary residence you may find a lender that can go up to 90% CLTV.

I don’t really care about the training as I’m only really interested in having access to the MLS and saving commission on deals when I find them.Just wondering if there are any local options and maybe one brokerage to cover both New York and New Jersey.

(IMO)I personally assumed a loan for my most recent purchase (must be your primary residence) in November 2023 and was able to lock down a 3.08% interest rate in a 7.5% - 8% interest rate market!   

I have one investment property in Tx (former primary residence) and am looking to expand here in Pueblo, Co...

Again, be careful about purchasing a STR property in Wilmington with the anticipation that the rules have been stricken.

As others have mentioned, things are a little rough in FL right now, and you need to do very careful underwriting.

Really hot markets like Atlanta might still have some runway left before prices flatline or drop a bit but I would be careful of flipping in less hot markets right now.